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Builder Payment Toolkit
Payment Fee Calculator
Enter price, country, currency, VAT, and refund assumptions—then compare configuration-driven provider fee models side by side.
Charge details
%
%
Typical online card rate (varies by country/method). Merchant remains VAT liable.
Fee breakdown
Gateway fee
$1.72
VAT
$0.00
Net revenue
$45.81
Settlement
$45.81
Effective fee %
3.51%
Charge total
$49.00
Compare providers
| Provider | Fee | Eff. % | Net | Type |
|---|---|---|---|---|
| Stripe | $1.72 | 3.51% | $45.81 | Gateway |
| Dodo Payments | $2.31 | 4.72% | $45.22 | MoR |
| Polar | $2.36 | 4.82% | $45.17 | MoR |
| Lemon Squeezy | $2.95 | 6.02% | $44.58 | MoR |
| Paddle | $2.95 | 6.02% | $44.58 | MoR |
| Gumroad | $5.40 | 11.02% | $42.13 | Gateway |
Examples
- $49 USD US card: Stripe-style % + fixed vs MoR 5%+ models—compare net after a 3% refund reserve.
- EU VAT inclusive: Toggle price-includes-VAT to reverse out tax before fee bases.
Frequently asked questions
- Gateway vs MoR?
- Gateways typically leave tax liability with you. MoR providers often collect/remit VAT and charge a higher platform fee.
How payment fee comparison works
Fees are percentage + fixed on a configurable base (usually charge total), minus refund reserves and VAT remitted for MoR.
Add providers in the shared catalog—calculators consume the same PaymentProvider model.
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